I discovered Karat a while back but recently decided to apply. I originally was interested in their bookkeeping and tax prep but then found out they had a credit card which I decided to sign up first for too! There's many nice perks but my favorite is that you can choose your 3 top categories to get cashback/points! Customizable for artists, influencers and just anyone in the creative field:)
Their customer service is also amazing too (have a phone number you can reach for help anytime)
Take a look and if you'd like to signup you can use my link :D https://app.trykarat.com/signup?code=JoanneFan