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CreditNinjaReviews 6

4.1

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CreditNinja Reviews Summary

The company demonstrates a generally positive reputation, with customers appreciating the swift and straightforward application process for financial products, often completing transactions in under ten minutes. Many highlight the quick deposit of funds, which effectively assists in managing unexpected expenses. However, concerns arise regarding compliance with communication preferences, as some customers express frustration over receiving unsolicited offers despite opting out. Additionally, while the service is efficient, the high-interest rates associated with their loans may deter potential clients. Overall, the company excels in speed and convenience but should address customer preferences and transparency to enhance satisfaction.

This summary is generated by AI, based on text from customer reviews

service
4
value
3
quality
3
Indiana
2 reviews
0 helpful votes
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I was desperate for some monetary help. This option gave me funds right away. Warning, the cost of repay is rather large, but desperate times call for desperate measures.

Date of experience: May 19, 2025
Texas
2 reviews
0 helpful votes
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They keep sending me offers through the mail even though I opted out. Should you really do business with a company that refuses to obey the law?

Date of experience: April 8, 2023
Washington
1 review
0 helpful votes
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Success
September 24, 2022

This was a great way to help us with car repairs that came about unexpected the process was really easy

Date of experience: September 23, 2022
California
1 review
0 helpful votes
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Easy Peasy
May 9, 2022

Fast and easy! No paperwork to send back all online the process took me about 8 minutes from start to finish! Would recommend!

Date of experience: May 9, 2022
Minnesota
2 reviews
0 helpful votes
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Quick Approval!
March 29, 2022

Extremely easy to apply and was approved within minutes! Money was deposited into bank account less than 24 hours!

Date of experience: March 29, 2022
Canada
1 review
1 helpful vote
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Friendly Service
September 2, 2021

The interest rate was high but all these types of loans are. It was deposited in my bank account quickly and was able to pay off some bills quickly.

Date of experience: September 1, 2021

From the business

CreditNinja is a secured platform where people can receive personal installment loans, amounting to up to $5000. The main aim of CreditNinja is to provide Americans a reliable and quick source of personal loans in cases of unforeseen circumstances which can require financial assistance. The process to apply for the loan is online, and after approval, the amount is transferred in one working day. Unlike other loan lending sources, CreditNinja does not require borrowers to have a good credit history.