I enrolled inCigna Medicare thru a licensed insurance specialist. Talked with the insurance rep for an hour to be sure i enrolled in aplan that was right for me. The Dental plan Cigna presented to me, has promises that they would cover fillings root canals and cleanings. So I signed up for this dental plan and was told my current dentist was on this plan. Well he wasn't and the next four dentist I contacted would not take the Cigna HMO dental plan. I finally found a dentist that stated they would accept Cigna. Went in for my appt and got e-rays and a routine exam. After two hours in the dentist office I was informed that I could get a cleaning for 1500.00 dollars (fifteen hundred) that was Modern Dental. Should change their name to pricey dental. Does Cigna not know how to direct calls or are they simply incompetent.
Today on 6-11-2024 I called Cigna early to make sure I got thru. Normally takes 30-45 minutes to get thru to a rep, sometimes you never get thru. Anyway got thru and spoke to a Cigna rep that took all my contact info and after 10 minutes said she would transfer me to a Dental specialist. I got transferred to the wrong (Prescription dept) dept and was told again I needed to be transferred. Thee 3rd person stated he was the medical specailist and would transfer me again. Finally got a dental specialist and was told I
Was (SOOL) s*** out of luck.
How can a Medicare provider lie to you and give false information concerning your well being. I have no dental coverage. My current coverage is not accepted by all the dentist I called. I was told by Cigna I had to wait till October to find a betterv plan. So Cigna is pretty much telling me, no dental for you.
Is there anyone who can help.
Cigna customer reps need to be trained to provide good customer service and advice. Bottom line I never received the help I needed and am still paying for this useless insurance.
Could not use dental services I am paying for because no one takes my dental plan. Cigna lied. When i called Cigna I expected to be transfered repeatedly. They do this until you get tired of the hassle and hang up the phone.
QUITE POSSIBLY ONE OF THE WORST INSURANCE COMPANIES, I have Cigna PPO Preferred through my employer and pay extra for the higher tier. Well that doesn't mean anything, everything with Cigna is denied by their evaluating company "Evicore." My 18 year old son had an injury to his hip and saw an orthopedic who referred him to physical therapy, Cigna/Evicore denied it saying there was no medical necessity, after appeal was approved, co-pay was $600. My son was sent for an MRI, was originally denied and after appeal was approved, co-pay was $400. Multiple medications denied, not covered even after my physician sent in several requests for authorization. My wife has suffered from severe back pain and sees a pain management physician and gets epidural injections every 3-months, every time the physician submits for authorization, comes back denied and requires a peer-to-peer review, even after having documentation of her condition from multiple MRIs, orthopedic and neurosurgeon. Typical co-pay for an injection, $1,200. I work for a large medical device company and have submitted multiple complaints regarding Cigna asking to give employees another option besides Cigna. **If you have the choice of choosing another insurance provider besides Cigna do it, you will be extremely frustrated and disappointed with the service and coverage you receive.
**UPDATE: 10/30/2021**
Cigna continues to be the worst insurance company, after being contacted by Lance F. States sorry for denials but they have been because they requests don't meet Cigna's policy for treatment. This is what people need to know about Cigna, is your policies are to deny, deny and hope the member just gives up and does not seek further treatment. After talking to Lance F, this week regarding my healthy 19 year old son who was denied physical therapy for a sports related injury after recommendation for physical therapy by two orthopedic surgeons and physical therapist, I received a letter from American Specialty Health on 10/28/2021 notifying me they are approving 6 sessions of physical therapy--FIVE MONTHS AFTER IT WAS REQUESTED, FIVE MONTHS! One of the most ridiculous things I have ever seen, Cigna should be embarrassed just sending that letter out. My wife's procedures still continue to be denied and are on appeal, even after 40+ pages of physician notes, multiple MRI and consultations with multiple pain management physicians, orthopedic spine and neurosurgery.
THIS is the kind of coverage you can expect with Cigna, have better coverage with Kaiser or any of the Blues. Don't be fooled by they hyped up "Cigna PPO Preferred," just a marketing ploy.
Choose another insurance option besides Cigna
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