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I think they are a scam! I filled out an application didn't get ANY service from them as they said I needed an ITIN (I'm Canadian) then proceeded to take money out of my account for 10 months before I noticed UGH! I cancelled payments now they have sent to collections WTF! Do NOT use them they are scammers!

SCAM! Stay away from this company! Do not send any of your information to them! They will open an account using that information and perform monthly unauthorized transactions! When I became aware I called them to close the account out, and they agreed to refund money back months ago and still haven't done so!